All of us need a hassle-free approach to buy things without cash in hand. Gone are those days when you had to put an abrupt end to your impulsive buying owing to lack of cash in hand. Today, Credit Cards have replaced cash. And what more, you don’t even have to pay upfront for your purchases as they let you shop on credit. The bank offers you a credit limit on your card. You have to pay back the money utilized by you at a later stipulated date. Using Credit Cards also help you build your credit score which can be helpful when you wish to apply for a loan in the future.
When there are a plenty of options available in the market to choose from, getting the right SBI Credit Card can be confusing. State Bank of India (SBI) offers a host of options to choose from with attractive benefits and offers.
Here are some of the most popular types of Credit Cards offered by SBI:
Lifestyle Credit Cards
Card Name | Benefits | Fees |
SBI Card ELITE |
|
Joining Fee: Rs. 4,999
Renewal Fee: Rs. 4,999 |
Doctor’s SBI Card ( in association with Indian Medical Association or IMA) |
· Earn 5x reward points on all medical supplies, international spends, and travel bookings · 5x reward points on all your sends made on Doctors’ Day (i.e. 1st July) · E-gift voucher worth Rs. 5,000 on annual spends of Rs. 5 Lakhs from Bata/ Yatra.com/Shoppers Stop · Renewal fee waiver on making annual spends worth Rs. 2 Lakhs · Complimentary Priority Pass Program membership · Get 4 complimentary visits each year to the lunges of International Airports and 8 Domestic Airport Lounges visits in India · 1% waiver of fuel surcharge at petrol pumps across India |
Joining Fee: Rs. 1,499
Renewal Fee: Rs. 1,499 |
Rewards Credit Cards
Card Name | Benefits | Fees |
SBI Card PRIME |
· Earn 20 reward points on spending every Rs. 100 on standing instructions of the payments of utility bills · Earn 15 reward points on spending every Rs. 100 on Big Basket, Reliance Trends, Reliance Fresh, Reliance Footprint, Reliance Smart, and Sahakari Bhandar stores · Earn 10 reward points on spending every Rs. 100 on Dining, Movies, Groceries, and Departmental stores
|
Joining Fee: Rs. 2,999
Renewal Fee: Rs. 2,999 |
Apollo SBI Card | · 500 reward points worth Rs. 500 on payment of joining fee
· Complimentary membership to Apollo Silver Tier · Up to 10% instant discount at partner Apollo services · 3x Reward Points for every Rs. 100 spent on Apollo services · Get annual fee waived off on spending Rs. 90,000 or above annually. · Enjoy 1% fuel surcharge waiver across all Indian petrol pumps |
Joining Fee: Rs. 499
Renewal Fee: Rs. 499 |
Tata Platinum Card |
|
Joining Fee: Rs. 2,999
Renewal Fee: Rs. 2,999 |
Shopping Credit Cards
Card Name | Benefits | Fees |
SimplyCLICK SBI Card |
|
Joining Fee: Rs. 499
Renewal Fee: Rs. 499 |
SimplySave SBI Card | · 2,000 bonus reward points on spending Rs. 2,000
· 10 reward points for every Rs. 100 spent on dining, movies, departmental and grocery stores · Waiver of annual fee on spending Rs. 1,00,000 and above annually |
Joining Fee: Rs. 499
Renewal Fee: Rs. 499 |
SBI Card Unnati |
|
Free for first 4 years |
Central SBI Select+ Card |
|
Joining Fee: Rs. 2,999
Renewal Fee: Rs. 2,999 |
STYLEUP Contactless Credit Card |
|
Joining Fee: Rs. 499
Renewal Fee: Rs. 499 |
Travel and Fuel Credit Cards
Card Name | Benefits | Fees |
BPCL SBI CARD |
|
Joining Fee: Rs. 499
Renewal Fee: Rs. 499 |
Yatra SBI Card | · Rs. 8,250 worth gift vouchers of Yatra.com on joining
|
Joining Fee: Rs. 499 + taxes
Renewal Fee: Rs. 499 + taxes |
IRCTC SBI Card |
|
Joining Fee: Rs. 500
Renewal Fee: Rs. 300 |
With its wide range of Credit Card Offers for varied needs, SBI is one of the Best Credit Cards providers in India.